850-308-5705

About Coastal Family Insurance

Coastal Family Insurance is guided by the highest standards of honesty, integrity and professionalism,  so you can be sure that our recommendations will help you make the best choice of coverage for your unique circumstances, in the right amount and at a price that fits your budgetWe promise to do our very best for our clients, no matter what!


Our staff is  taught to take the time to explain and answer all of your questions. If they do not know the answer, they will find the answer.  We take pride in educating our clients, so they understand what they are paying for. Line by Line, you will know what you have purchased. We’ll get to know you and your family’s needs or your small business and recommend a strategy to fit both your budget and the coverage’s you need. 


It is the policy of Coastal Family Insurance to ensure equal opportunity without discrimination or harassment on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, age, disability, marital status, citizenship, genetic information, or any other characteristic protected by law.


Coastal Family Insurance is fully compliant with the HIPAA Standards for Privacy, Electronic Transactions and Security (including the HITECH Act and the Omnibus Rule of 2013). Coastal Family Insurance has implemented policies, processes, and procedures designed to ensure compliance with Federal and State information security laws, regulations, and rules, and monitors ongoing compliance efforts and maintains various reporting mechanisms that are required by law or requested by its customers. Coastal Family Insurance recognizes that it is a key business partner with its customers and will continue to provide all of its various programs and services in accordance with the relevant requirements of all state and federal laws and regulations, including, as applicable, HIPAA.

Richard Penrose

Owner/Operator

Richard Penrose is licensed and certified to sell a range of insurance products that are based on personal and professional experience. Working with individuals and businesses for over 38 years. 

License in the State of Florida W031236

Agency License State of Florida L097756

National Producer Number 16136260

CMS Certified for Medicare Advantage Plans, Medicare Supplements, and Prescription Drug Plans

Federal MarketPlace Certification for Individuals