We have been working with individuals and businesses for over 38 years. Richard Penrose is licensed and certified to sell a range of insurance products that are based on personal and professional experience.
We know that insurance can be complicated, but we also know our business. Our years of experience allow us to provide clear, easily understood explanations of insurance products and services, to help you make the best decision.


Richard Penrose

License in the State of Florida W031236

Agency License State of Florida L097756

National Producer Number 16136260

CMS Certified for Medicare Advantage Plans, Medicare Supplements, and Prescription Drug Plans

Federal MarketPlace Certification for Individuals

Richard started his career with Liberty National Life Insurance in 1983 where he was awarded State  Leading Sales Award for 3 years consecutive. He changed careers and flourished with a 27 year career in wholesale distribution for Industrial applications and building materials. During this time, he received the Mark of Excellence award from Hughes Supply. Richard then resumed his insurance career working with Florida Farm Bureau Insurance and FloridaBlue from 2011 until 2014. He then transitioned to the Florida Insurance Agency during 2014 and 2015. Shortly after, he received his Master Agency appointment with FloridaBlue to start a neighborhood agency. Coastal Family Insurance opened its doors on November 17, 2016. We opened our location on April 4, 2017.

Richard’s diversified background and experience with people and different industries is your advantage for answers and help. We are here for your questions and when you just need a little help. We understand most situations when you have questions. We pride ourselves on knowing where to find the answer for you!

Our relationships with carriers allow us to offer you a diversified portfolio of products and services. Carriers that all have an A+ rating in Florida. We intentionally partner with only the best for you the customer. We only make one promise.

We only promise to do the best we can for you!