Quality Car Insurance
When considering your car insurance policy provider, there’s no substitute for the high-quality care and personalized assistance that you will receive when working with Coastal Family Insurance. Our coverage makes sure that you receive the best protection while protecting your finances.
Learn More About Car Insurance
We have coverages available in a wide range of options and insure your vehicle against almost anything. Learn more about the general differences in car insurance types and contact us to learn more about how we can customize your coverage to maximize your savings while providing you with the protection you desire.
Liability (bodily injury and property damage)
Liability insurance covers the damage that you cause in an auto accident. If you are at fault, the damage you do to other vehicles, property, or other people is covered by liability insurance.
Comprehensive and Collision
Comprehensive and collision insurance are two separate forms of auto coverage. Comprehensive coverage protects you from acts that outside of your control. The can include things like hitting an animal, vandalism, and theft, among other things. Collision coverage protects you in incidences of vehicle collisions.
There are few versions of coverage under the umbrella of uninsured/underinsured motorist insurance but they broadly break down into two categories: bodily injury and property damage. Bodily injury covers your injuries while property damage covers damage caused to your vehicle by another.
Rental Car Reimbursement
This coverage pays for your fees associated with a rental car while your vehicle is being repaired after a covered loss.
Loan/Lease (Gap) Payoff
Loan/Lease payoff coverage, commonly referred to as “gap” insurance, will help cover the balance of your loan (up to 125% of the vehicle’s current value).
Get a Personalized Car Insurance Quote
When it comes to auto insurance, you have a number of options available to you. Getting a quote can be fast and informative. If you are interested in learning more about how Coastal Family Insurance can help you protect your vehicle while maximizing your savings, contact us to get your personalized quote.
Why Do I Need Car Insurance?
Planning ahead to protect yourself from expensive, unexpected accidents is important. Doing so can help you:
- Protect your investment in your vehicle
- Pay for medical treatment
- Provide for the restoration of your vehicle following a natural disaster, theft, or vandalism,
- Help you recover after an accident with an uninsured/underinsured motorist,
- And help you be confident that if something unexpected happens, you’re covered.
How to Compare Car Insurance
If you are in the market for car insurance, you may have questions about your coverage and want to know how to compare the quotes you’re receiving across providers. It’s important to make sure that you are comparing similar products. This means that you want to compare policies that have the same coverages, same limits, and the same deductibles.
If you elect any optional coverages in your quote you want to ensure that you have those options included in your comparison quote as well.
Once you are confident that the quotes you are comparing are the same in all aspects, then you can compare premiums across your potential providers.
What’s Required in My State?
Each state has specific requirements for the types of auto insurance coverages that are required. In Florida, a minimum coverage of $10,000 is required for personal injury protection and $10,000 for property damage liability.
You can learn more about the specifics of Florida’s requirements through the Florida Department of Highway Safety and Motor Vehicles.
We can cover your ride and all of its glory! Special parts and travel coverage included. Ask for details for your ride today!
Collector Car Insurance
Collector car insurance provided through Hagerty is designed for collector cars. We care about these vehicles as much as you do and pride ourselves on providing quality classic car insurance without breaking the bank.
Not in a garage – progressive
Contact Coastal Family Insurance to learn more about our classic car insurance.
Big Kids’ Toys Insurance
We love to have fun as much as anyone and understand that you want to protect your investment in your recreational vehicle or toy. At Coastal Family Insurance, we can help protect the toys that bring you so much joy. Here are a few of the recreational vehicles that we can help you find coverage for:
- Campers & Trailers,
- Recreational Vehicles (RV),
- Golf Carts,
- Boats and Watercraft,
- Jet Skis,
- And many more.
Contact us today to learn more about how we can protect your investment.